Services

Cover lines for daily needs and complex risk.

AJIB handles medical, motor, workmen compensation, public liability, specialty insurance, travel cover, and claim support with clear advice and responsive service.

Medical insurance documentation and stethoscope
Motor insurance and accident support visual

Everyday insurance, explained clearly.

Core cover protects people, property, and business continuity. AJIB helps clients understand the exposure before placement.

Medical

Cost-effective medical plans built around the client’s people, benefits budget, and day-to-day servicing needs.

Plan structure

  • Local and international insurer panels
  • Plans for individuals, small groups, and corporate schemes

Benefit design

  • Benefits tailored around client needs, retention, and loyalty
  • Built to support employee wellbeing and practical servicing requirements
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Motor and priority fleets

Fast service keeps private vehicles and motor fleets moving with less friction, from quote to claim follow-up.

Service support

  • Fast replies on quotes, renewals, and claims
  • Benefit negotiation for high-value GCC and non-GCC vehicles
  • Experienced handling for private vehicles and priority fleets
  • Accident follow-up and coordination with relevant authorities

Road and coverage options

  • 24/7 roadside assistance, recovery, towing, and off-road support
  • Tyre inflation or replacement, replacement vehicle, and registration renewal support
  • Comprehensive plans with options for agency repairs, storm and flood, windscreen, GCC and Oman extension
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Workmen compensation and general accidents

Insurance programmes for labour-related exposure and workplace accidents, structured to support employers and employees.

Core protection

  • Designed around applicable UAE labour and workplace accident requirements, including Federal Decree-Law No. 33 of 2021 where relevant
  • Can cover medical expenses for injured employees, plus partial or total disability compensation

Employer support

  • Can include permanent disability and death benefits in unfortunate cases
  • Matches cover to the client’s business risk and provides financial protection to employers
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Public liability

Cover for third-party injury, property damage, and related legal defence costs arising from business activity or premises.

Cover scope

  • Third-party bodily injury or property damage
  • Legal defence costs included up to the policy limit

How it responds

  • Useful for public-facing operations, sites, offices, and premises exposure
  • Occurrence-based cover may respond if the event happened during the policy period
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Event insurance

Insurance programmes for live events, activations and productions, structured to support organisers, venues, and contractors.

Built around the event

  • Designed around event type, audience size, duration, and operational exposure
  • Can cover concerts, festivals, exhibitions, sporting events, corporate functions, and private events

Protection in motion

  • Can include staging, AV equipment, temporary structures, hired equipment, and production assets
  • Provides financial protection against liability, cancellation, postponement, weather, and non-appearance risks
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Manage complex risk, not just the policy.

Specialty lines and advisory support stay with the client before, during, and after placement, from risk review to claim support.

Cyber

Protection for businesses facing digital threats, breach events, and cyber-related liability.

  • Financial loss and legal liability support after a cyberattack
  • Data recovery, incident response, and legal cost support where covered

Marine

Cover for vessels, cargo, freight, and related maritime assets during movement by sea, air, or land.

  • Protection against loss or damage in transit
  • Financial protection for transport, logistics, and vessel-related risks

Construction & engineering

Project and liability protection for construction, engineering, and site-related risks.

  • Contractors all risks, erection all risks, and public liability
  • Professional indemnity, plant, and equipment insurance options

Aviation

Aviation liability protection for legal claims arising from aviation-related activities.

  • Bodily injury, property damage, and legal cost exposure
  • Hull, passenger, and liability cover options

Travel

Comprehensive travel insurance solutions for peace of mind at every stage of the trip.

  • Baggage loss or delay, medical emergencies abroad, trip cancellation or delay, evacuation, and passport loss
  • Instant policy issuance, 24/7 global assistance, emergency coordination, and flexible leisure, business, or multi-trip plans

Claim support

The real value of insurance is felt when a claim happens. AJIB stays with the client throughout the journey.

  • Claims management from submission to settlement, including documentation and insurer coordination
  • Active negotiation, continuous status updates, dedicated support, multiple communication channels, and advisory across lines

Identify risk. Place tailored cover. Manage claims.

The advisory flow stays simple so clients can understand what matters and how the policy should respond.

Identify risk

Spot exposures and define what matters most.

Place tailored cover

Structure the right policy for the client’s needs.

Manage claims

Support negotiations for minimal disruption and maximum indemnity.

Need a quote or a service review?

Share the requirement and AJIB can advise on the right route without unnecessary back-and-forth.