Services

Cover lines for daily needs and complex risk.

AJIB is a single point of contact for core policies, specialty coverage, risk advisory, and claims advocacy. The team negotiates terms, handles paperwork, and coordinates with insurers.

Medical insurance documentation and stethoscope
Motor insurance and accident support visual

Core cover, explained clearly.

Core cover protects people, property, and business continuity while keeping the route simple for the client.

Medical

Cost-effective medical plans built around the client’s people, benefits budget, and day-to-day servicing needs.

Plan structure

  • Local and international insurer panels
  • Plans for individuals, small groups, and corporate schemes

Benefit design

  • Benefits tailored around client needs, retention, and loyalty
  • Built to support employee wellbeing and practical servicing requirements
Request a quote

Motor and priority fleets

Fast service keeps private vehicles and motor fleets moving with less friction, from quote to claims follow-up.

Service support

  • Fast replies on quotes, renewals, and claims
  • Benefit negotiation for high-value GCC and non-GCC vehicles
  • Experienced handling for private vehicles and priority fleets
  • Accident follow-up and coordination with relevant authorities

Road and coverage options

  • 24/7 roadside assistance, recovery, towing, and off-road support
  • Tyre inflation or replacement, replacement vehicle, and registration renewal support
  • Comprehensive plans with options for agency repairs, storm and flood, windscreen, GCC and Oman extension
Request a quote

Workmen compensation and general accidents

Insurance programmes for labour-related exposure and workplace accidents, structured to support employers and employees.

Core protection

  • Designed around applicable UAE labour and workplace accident requirements, including Federal Decree-Law No. 33 of 2021 where relevant
  • Can cover medical expenses for injured employees, plus partial or total disability compensation

Employer support

  • Can include permanent disability and death benefits in unfortunate cases
  • Matches cover to the client’s business risk and provides financial protection to employers
Request a quote

Public liability

Cover for third-party injury, property damage, and related legal defence costs arising from business activity or premises.

Cover scope

  • Third-party bodily injury or property damage
  • Legal defence costs included up to the policy limit

How it responds

  • Useful for public-facing operations, sites, offices, and premises exposure
  • Occurrence-based cover may respond if the event happened during the policy period
Request a quote

Event insurance

Insurance programmes for live events, activations and productions, structured to support organisers, venues, and contractors.

Built around the event

  • Designed around event type, audience size, duration, and operational exposure
  • Can cover concerts, festivals, exhibitions, sporting events, corporate functions, and private events

Protection in motion

  • Can include staging, AV equipment, temporary structures, hired equipment, and production assets
  • Provides financial protection against liability, cancellation, postponement, weather, and non-appearance risks
Request a quote

Manage complex risk, not just insurance placement.

Advisory support stays with the client before, during, and after placement, from risk review to claims advocacy.

Cyber

Protection for businesses facing digital threats, breach events, and cyber-related liability.

  • Financial loss and legal liability support after a cyberattack
  • Data recovery, incident response, and legal cost support where covered

Marine

Cover for vessels, cargo, freight, and related maritime assets during movement by sea, air, or land.

  • Protection against loss or damage in transit
  • Financial protection for transport, logistics, and vessel-related risks

Construction & engineering

Project and liability protection for construction, engineering, and site-related risks.

  • Contractors all risks, erection all risks, and public liability
  • Professional indemnity, plant, and equipment insurance options

Aviation

Aviation liability protection for legal claims arising from aviation-related activities.

  • Bodily injury, property damage, and legal cost exposure
  • Hull, passenger, and liability cover options

Travel

Comprehensive travel insurance solutions for peace of mind at every stage of the trip.

  • Baggage loss or delay, medical emergencies abroad, trip cancellation or delay, evacuation, and passport loss
  • Instant policy issuance, 24/7 global assistance, emergency coordination, and flexible leisure, business, or multi-trip plans

Government & semi-government advisory

Strategic advisory for government, semi-government, and complex public-sector requirements.

  • Insurance programme reviews, broker and insurer benchmarking, and executive risk advisory
  • Procurement and governance support, procurement best practices, and claims advocacy

Claims advocacy

A dedicated team helps with submission, negotiation, and insurer follow-up so claims move with less disruption.

  • Submission management, documentation assistance, insurer coordination, and settlement follow-up
  • Active negotiation, continuous status updates, dedicated customer support, and advisory across insurance lines

Assess. Advise. Implement. Advocate.

The advisory flow stays simple so clients understand the exposure, the cover route, the records, and the claims advocacy process.

Assess

Review exposure, documents, limits, and timing.

Advise and implement

Explain options, place cover, and manage records, renewals, and compliance.

Advocate

Support submission, negotiation, and insurer follow-up when a claim is live.

Need a quote or a service review?

Share the requirement and AJIB can advise on the right route without unnecessary back-and-forth.